1. Acceptance of Terms

These Terms of Service (“Terms”) constitute a legally binding agreement between you and American Perks Club (“we,” “us,” or “our”) governing your access to and use of our website, services, and membership offerings (the “Service”).

By accessing or using the Service, or by purchasing a membership, you agree to be bound by these Terms. If you do not agree, you must not use the Service.

You must be at least 18 years old or the age of majority in your jurisdiction to use the Service.

2. Description of Service

American Perks Club provides access to a membership-based platform offering discounts, perks, rewards, and related benefits.

We do not guarantee:

- The availability of any specific offer, merchant, or benefit

- Any minimum level of savings or value

- Continuous or uninterrupted access to the Service

All offers and features are subject to change, modification, or removal at any time without notice.

3. Membership and Billing

a. Subscription

Membership is offered on a recurring subscription basis. By enrolling, you authorize us to charge your payment method on a recurring basis (e.g., monthly) until you cancel.

b. Billing Authorization

You agree to provide accurate billing information and to keep it updated. You authorize us and our payment processors to charge all applicable fees to your selected payment method.

c. Price Changes

We reserve the right to modify pricing at any time. Any changes will apply to future billing cycles.

4. Cancellation and Refunds

You may cancel your membership at any time. Cancellation will take effect at the end of the current billing period unless otherwise specified.

All fees are governed by our Refund Policy. To the maximum extent permitted by law:

- All charges are non-refundable

- No refunds or credits will be issued for partial billing periods

- No refunds will be issued after a charge has been processed

5. User Responsibilities

You agree to:

- Provide accurate and complete information

- Use the Service only for lawful purposes

- Not misuse, resell, or exploit the Service or its content

- Not attempt to interfere with or disrupt the Service

We reserve the right to investigate and take appropriate action for violations.

6. Account Suspension and Termination

We may suspend or terminate your access to the Service at any time, with or without notice, for any reason, including violation of these Terms.

We are not liable for any loss resulting from suspension or termination.

7. Third-Party Offers and Services

The Service may include offers, discounts, or services provided by third parties.

We do not control and are not responsible for:

- The quality, availability, or performance of third-party products or services

- Any transactions between you and third parties

Your interactions with third parties are solely between you and those third parties.

8. Intellectual Property

All content, materials, and technology associated with the Service are owned by or licensed to us and are protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Service for personal, non-commercial purposes.

9. Disclaimers

THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

- MERCHANTABILITY

- FITNESS FOR A PARTICULAR PURPOSE

- NON-INFRINGEMENT

WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

- WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES

- OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THE SERVICE SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM

11. Indemnification

You agree to defend, indemnify, and hold harmless American Perks Club and its affiliates from and against any claims, damages, liabilities, and expenses arising out of:

- Your use of the Service

- Your violation of these Terms

- Your violation of any rights of a third party

12. Dispute Resolution

a. Arbitration

To the fullest extent permitted by law, any dispute arising out of or relating to these Terms or the Service shall be resolved exclusively through binding arbitration on an individual basis.

b. Class Action Waiver

You agree that you may bring claims only in your individual capacity and not as a plaintiff or class member in any purported class or representative proceeding.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and applicable state laws, without regard to conflict of law principles.

14. Changes to Terms

We may modify these Terms at any time.

Changes will be effective upon posting. Your continued use of the Service after changes constitutes acceptance of the updated Terms.

15. Contact

For questions regarding these Terms, you may contact us through the support channels available on the website.